Lending Solutions
Built Around You

From first homes to investment portfolios, we have the expertise, lender relationships, and strategic approach to find the right solution for your situation.

First Home Buyer Support

Your first home, made simple.

Buying your first home is one of the most significant financial decisions of your life. At Max Loans, we make it straightforward. Our first home buyer specialists guide you through every step — from understanding your borrowing capacity to navigating the First Home Owner Grant (FHOG) and stamp duty concessions.

First Home Owner Grant (FHOG) assessment and application
Low-deposit loan options from 5% with LMI strategies
Stamp duty concession eligibility review
Pre-approval to give you confidence at auction
First Home Guarantee (FHBG) scheme access
Step-by-step guidance from application to settlement
Ideal For

First-time buyers, couples entering the market, single buyers

Enquire About This Service
01

First Home Buyer Support

First Home Owner Grant (FHOG) assessment and application
Low-deposit loan options from 5% with LMI strategies
Stamp duty concession eligibility review
Pre-approval to give you confidence at auction
Typical Timeline
2–4 Weeks
From application to approval

Refinancing & Equity

Unlock the value in your home.

If you haven't reviewed your home loan in the past two years, you could be paying thousands more than necessary. Our refinancing specialists analyse your current loan structure and compare it against our panel of 40+ lenders to find you a genuinely better deal — whether that's a lower rate, better features, or access to your equity.

Comprehensive rate and feature comparison across 40+ lenders
Cash-out refinancing for renovations, investments, or debt consolidation
Equity release strategies for property investors
Offset account and redraw facility optimisation
Fixed vs. variable rate analysis
Seamless discharge and settlement management
Ideal For

Existing homeowners, investors, those with equity to access

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02

Refinancing & Equity

Comprehensive rate and feature comparison across 40+ lenders
Cash-out refinancing for renovations, investments, or debt consolidation
Equity release strategies for property investors
Offset account and redraw facility optimisation
Typical Timeline
2–4 Weeks
From application to approval

Investment Property Loans

Build your portfolio strategically.

Property investment is a powerful wealth-building strategy — when structured correctly. Our investment lending specialists bring a sophisticated, portfolio-level approach to every client engagement. We understand interest-only lending, cross-collateralisation risks, and how to structure your debt to maximise tax efficiency and borrowing capacity.

Interest-only loan structuring for cash flow optimisation
Portfolio lending strategies for multiple properties
Cross-collateralisation risk assessment and management
SMSF property lending solutions
Equity recycling and debt recycling strategies
Commercial property and mixed-use lending
Ideal For

Property investors, portfolio builders, SMSF trustees

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Investment Property Loans

Self-Employed Lending

Your business shouldn't hold you back.

Australia's major banks often struggle to understand the financial complexity of self-employed borrowers. We specialise in it. Whether you're a sole trader, company director, or partnership, our team understands how to present your financials in the best possible light to lenders who appreciate your situation.

Low-doc and alt-doc loan solutions
BAS-based lending for recent business owners
Accountant letter and declaration-based applications
Business financials interpretation and optimisation
Access to specialist non-bank lenders
ABN lending from 12 months trading
Ideal For

Sole traders, company directors, contractors, freelancers

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Self-Employed Lending

Low-doc and alt-doc loan solutions
BAS-based lending for recent business owners
Accountant letter and declaration-based applications
Business financials interpretation and optimisation
Typical Timeline
2–4 Weeks
From application to approval

Our Process

01

Free Consultation

A no-obligation discussion to understand your goals, situation, and timeline.

02

Serviceability Assessment

We assess your borrowing capacity across our full lender panel.

03

Strategy & Recommendation

We present a personalised loan strategy with clear comparisons.

04

Application & Approval

We manage the entire application process on your behalf.

05

Settlement & Beyond

We're with you at settlement and available for ongoing reviews.

Not Sure Which Service Is Right for You?

Book a free 30-minute consultation with one of our specialists. We'll listen to your situation and recommend the right path forward.

Book a Free Consultation