Modern Australian home
Sydney, NSW · Serving Australia

Your Home.
Our Strategy.
Better Rates.

Max Loans is a premium Australian mortgage brokerage. We strip away bank jargon to deliver personalised strategy, transparent partnership, and rates that work for you.

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Trusted by 1,200+ Australian families
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$2.1B+
Loans Settled
1,200+
Happy Clients
40+
Lender Panel
24hr
Response Time

Lending Solutions
Built Around You

View All Services

First Home Buyer Support

Expert navigation of grants and low-deposit loan options. We guide you through every step of the first home buyer journey.

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Refinancing & Equity

Strategic debt consolidation and securing competitive market rates. Unlock the equity in your home to fund your next move.

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Investment Property Loans

Sophisticated lending solutions for portfolio growth and equity management. Build wealth through strategic property investment.

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Self-Employed Lending

Specialised, tailored finance solutions for Australian business owners. We understand your unique income structure.

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Max Loans team consultation

Expert Guidance.
Personalised Strategy.
Your Home Loan Partners.

At Max Loans, we believe a mortgage is the foundation of your financial future. Based in Pemulwuy, our team of four dedicated specialists brings decades of combined experience to the Australian lending landscape.

We strip away bank jargon to provide a tech-forward experience that puts you in control. Whether you're a first-home buyer or a seasoned investor, we provide the 'big picture' strategy that banks often overlook.

40+
Lenders on Panel
$2.1B+
Loans Settled
98%
Client Satisfaction
All
States Serviced
Meet Our Team

What Our Clients Say

"Max Loans made our first home purchase completely stress-free. They found us a rate we couldn't believe and held our hand through every step. Absolutely recommend."
Sarah & James Mitchell
First Home Buyers, Parramatta
"I've used Max Loans for three investment properties now. Their knowledge of the investor lending landscape is second to none. They always find a way."
David Chen
Property Investor, Sydney
"As a sole trader, I'd been knocked back by two banks. Max Loans found me a lender who understood my situation and got my loan approved in two weeks."
Priya Sharma
Self-Employed Business Owner
Live Market Rates

Current Interest Rates

Source: RBA · Data as of Feb 2026

RBA Cash Rate
3.96%
Official target rate
Owner Occupied
Variable
5.80%
Refinance / existing OO loans
Owner-Occ (New Loan)
Variable
5.70%
For new owner-occupied home loans
Fixed 1–3 Year
Fixed
5.50%
New loans · fixed up to 3 years
Fixed 4–5 Year
Fixed
6.10%
New loans · fixed over 3 years
Investment Variable
Variable
6.00%
Refinance / existing investment loans

Indicative average rates sourced from the Reserve Bank of Australia. Refreshed every 24 hours. Individual lender rates may vary — speak with a Max Loans broker for a personalised comparison.

Pemulwuy suburb

Rooted in Pemulwuy.
Serving All of Australia.

From our office at 2-4 Picrite Cl, Pemulwuy NSW 2145, we serve clients from Cairns to Perth. Our deep understanding of the Western Sydney property market, combined with our national lender panel, gives our clients a genuine edge.

Get in Touch Today

Mortgage Calculator

Quick Repayment Estimate
$600,000
$100K$3M
6.20% p.a.
3.00%12.00%
30 years
5 yrs30 yrs
Estimated Monthly Repayment
$3,675
Principal & Interest

Indicative estimate only. Actual repayments may vary. Speak to our team for a precise assessment.

Full Calculator