Mortgage
Repayment Calculator

Estimate your repayments, visualise your loan balance over time, and see how a lower rate could save you thousands.

Loan Details

$650K
$100K$5.00M
6.25%
1.00%15.00%
30 years
1 years30 years

This calculator provides estimates only. Actual repayments depend on lender fees, LMI, and other factors. Speak to our team for a precise assessment.

Get a Precise Quote
Monthly Repayment
$4,002
Principal & Interest · 6.25% p.a.
Weekly
$924
Fortnightly
$1,847
Annual
$48,026
$1.44M
Total Repayment
Over full term
$791K
Total Interest
122% of loan
30 yrs
Loan Term
360 payments

Loan Balance Over Time

Yr 1Yr 6Yr 11Yr 16Yr 21Yr 26$0$200K$400K$600K$800K

Rate Comparison — How Much Could You Save?

Current Rate
6.25% p.a.
$4,002/mo
0.5% Lower
5.75% p.a.
$3,793/mo
Save $75K total
1% Lower
5.25% p.a.
$3,589/mo
Save $149K total

Our team regularly finds clients rates 0.5–1.5% lower than their current lender. Book a free rate review today.

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